Free 3-page Sample
If you died tomorrow, or couldn’t manage your affairs, would they know what to do?

A warm, simple planner to organise key information and wishes, for death or incapacity, so your loved ones can act quickly and confidently.

Ideal for couples, families, and owner-managed businesses

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Accounts • Assets • Insurance • Key contacts • Digital access • Wishes

Welcome to

A message from Richard Wade

A Tale of Two Farewells
My Mother's Gift of Clarity

When my mother passed away, she left behind more than memories. She had carefully prepared her wishes, the funeral, the wake, the details of her accounts , everything was organised. It was still a painful time, but her planning gave us comfort and clarity.

My Friend's Unintentional Burden

Years later, I lost an old Army friend. He hadn't prepared anything. No instructions, no paperwork, no plan. I was left to handle everything, and it was overwhelming, stressful, and traumatic.

These two contrasting experiences showed me just how much difference planning makes. That's why I created So I Am Dead (SIAD), a simple, affordable way for you to leave behind clarity, not chaos.

When Nothing Is Written Down
Confusion Over Final Arrangements

Without guidance, families struggle to make decisions about funeral or memorial services, often wondering if they're honouring your wishes.

Financial Complications

Locked bank accounts, unknown insurance policies, and forgotten passwords create a financial maze that can take months to navigate.

Family Disagreements

Without clear instructions, disagreements can arise about "what they would have wanted," causing additional strain on relationships during an already difficult time.

Unfulfilled Wishes

When nothing is written down, personal wishes are often forgotten or overlooked. Charitable donations, final requests, or even simple details about how someone wanted to be remembered may never happen.

It doesn't have to be this way. With proper planning, you can spare your loved ones this unnecessary stress.

Introducing the SIAD Planner

A beautifully designed, fillable PDF you can download instantly to document everything your loved ones will need to know.

Funeral Wishes

Burial or cremation preferences, service details, and personal touches you'd like included.

Personal Affairs

Care instructions for dependents, pets, and household details that might otherwise be overlooked.

Financial Details

A comprehensive section for accounts, insurance, pensions, and other financial matters.

Digital Life

Space to record passwords, logins, and online accounts that would otherwise be inaccessible.

It's clear, structured, and always updatable, simply save and revise as life changes.

A Gift of Care for Your Loved Ones
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Peace of Mind

They’ll know exactly what you wanted, without the painful uncertainty of guessing.

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Less Stress

No more frantic searching for paperwork, passwords, or policies. Everything is ready and waiting.

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Central Location

Every important detail, instruction, and wish kept together in a single, secure document.

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A Lasting Act of Love

Your final gift to the people who matter most, a thoughtful legacy that shows care even after you’re gone.

See How It Works
Free Sample Pages

Curious to see how the SIAD Planner works? Download three sample pages absolutely free:

  • Index Section
  • Identity and Key Details
  • Government Bodies to Inform

Experience the clarity and ease of use that makes SIAD different from scattered notes or complex legal documents.

Real Stories from SIAD Users

"After my husband died suddenly, I promised myself I wouldn't put my children through the same confusion. SIAD helped me organise everything clearly. It's such a relief knowing they won't have to guess what I want."

Margaret, 72, Nottingham

"As a solicitor, I've seen countless families struggle after a death. I now recommend SIAD to all my clients as a companion to their will. It answers all the practical questions that legal documents don't cover."

James, Estate Planning Solicitor

An Affordable Investment in Peace of Mind
for only £14.99

For only £14.99, you can remove weeks, even months, of stress, confusion, and conflict for the people you love most.

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Instant Download

Start filling it in today, no waiting for delivery.

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Unlimited Updates

Simply edit and save a new version whenever things change.

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Comprehensive Guide

Over 20 carefully designed sections covering everything from funeral wishes and dependents, to finances, household details, and your digital life.

About Richard Wade

I’m Richard Wade, and I created So I Am Dead after living through both sides of loss.

When my mother passed away, she left behind a clear record of her wishes. Everything was organised, from the funeral to the household details, and while it was still painful, her planning gave us comfort and space to grieve.

Years later, I lost a close Army friend who left nothing written down. No instructions, no documents, no guidance. I was left trying to piece everything together, and it was overwhelming, stressful, and traumatic.

Those two experiences showed me just how powerful preparation can be. One left peace, the other left chaos.

SIAD is my way of helping others spare their families the same pain. It’s not just a planner, it’s a final act of love and care for the people who matter most.

Common Questions
Is this legally binding?

No. The SIAD Planner is not a legal will. It is a structured, practical guide to make your wishes clear and your affairs easy to manage. You should still have a proper will drawn up by a solicitor, but SIAD covers all the everyday details that legal documents don't.

Why not just write it down in a notebook?

Notebooks get lost, damaged, or leave out vital details. The SIAD Planner is fillable, comprehensive, and organised, prompting you to record things you might never think of on your own, from passwords to funeral music.

What if my details change?

That’s the beauty of it, you can update the PDF anytime. Save a new version whenever life changes, and your loved ones will always have the latest, most accurate copy.

Who should have a copy?

Keep one copy securely stored, and share another with a trusted family member, executor, or solicitor. When you make changes, update them too. It is simple, private, and entirely under your control.

How long does it take to complete?

You can complete the planner at your own pace. If you have all of the required information to hand it should take you approximately 1 hour to complete.


Is this a Lasting Power of Attorney?

No. A Power of Attorney lets people you trust make decisions for you if you can’t. Putting this in place while you still have capacity protects your finances, health, and peace of mind— and gives clear authority to your chosen person(s) when it matters most. We highly recommend that you seek advice from a qualified, local, Solicitor and complete one. List the details of your Attorney in the planner.


UK Government advice for when a loved one dies?

The UK Government provides a clear and comprehensive guide on what to do when someone dies. This can be found on the GOV.UK website by searching “What to do when someone dies”.

As part of this process, a family member or trusted friend can use the "Tell Us Once" service. Once the death has been registered, the Registrar will provide a telephone number and a unique reference number.

With this information, you only need to make one phone call to notify multiple government departments at the same time. This helps reduce the administrative burden during an already difficult period.

The Tell Us Once service will notify relevant organisations on your behalf, which may include:

  • Local Authorities
  • Department for Work and Pensions (DWP)
  • DVLA
  • HM Passport Office
  • Benefits and tax-related services

It is strongly recommended that you have the SIAD planner to hand when making this call, as it contains the key information you are likely to be asked for.

Do I have to nominate a beneficiary for my private pensions?

There is no absolute legal requirement to nominate a beneficiary when you take out a private pension. However, it is strongly recommended, and failing to do so can cause delays, uncertainty, and additional stress for loved ones after death.

Most private pensions in the UK (including personal pensions, workplace defined contribution schemes, and SIPPs) operate on a discretionary trust basis.

This means:

  • The pension does not usually form part of your estate
  • The pension provider or scheme trustees decide who receives the benefits
  • They rely heavily on your Expression of Wish / Nomination of Beneficiary form when making that decision
What happens if no beneficiary is nominated?

If no nomination is in place:

  • Trustees will try to identify suitable beneficiaries (e.g. spouse, civil partner, children, dependants)
  • This can delay payment significantly
  • Additional evidence may be required from the family
  • Payments may not go exactly where the deceased would have intended

While trustees usually act reasonably, they are not legally bound by what family members say after death.

We recommend that you seek legal advice NOW to decide if you need to nominate a beneficiary.

This is particularly important after:

  • Marriage or divorce
  • Birth of children
  • Death of a previously nominated beneficiary
  • Changes in personal circumstances
Leave Them Peace, Not Problems

You cannot choose when the day will come, but you can choose how prepared your loved ones will be.

Download the Free 3-Page Sample to see how simple it is.

Over 20 fillable sections that cover every detail of your personal, financial, and digital life.

Your final act doesn’t have to be a burden — it can be an act of love. Give your family the gift of peace, not problems.
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